SOLUTIONS FOR TODAY'S SUCCESSFUL CLIENTS
From individual plans to sophisticated legacy programs to structured executive benefits packages,
MERiTAGE has the expertise to deliver client-specific solutions.
Individual Planning
Income Replacement Supplemental Retirement Income Annuity Maximization
IRA Maximization
Disability
Legacy Planning
Premium Financing
Sales to a Defective Trust
Irrevocable Trusts Leveraged with Life Insurance
Liquidity Needs Analysis
Leveraging Credit Shelter Trusts
Charitable Planning
Executive | Business Planning
Supplemental Retirement Income
Non-Qualified Deferred Compensation Plans
Buy-Sell Funding
Key Person Planning
162 Executive Bonus
Split-Dollar Plans
TAILORED SOLUTIONS
At Meritage Wealth Insurance Advisors, you have access to a comprehensive suite of products from highly rated, independent insurance companies. This provides your clients with value, unbiased choice and security.
PRODUCT MANAGEMENT
PRODUCT CHOICE
CARRIER CHOICE
Expert Guidance
Due Diligence (financial strength, etc.)
Selection (competitiveness, etc.)
Monitoring (performance, service, etc.)
Comprehensive Approach
Term Life
Whole Life
Fixed Universal Life
Indexed Universal Life
Variable Universal Life
Long-Term Care
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Traditional
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Asset-Based LTC
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Hybrid
Disability Income
Core Carriers
A.I.G.
Alliance
AmericanNational
AXA
Brighthouse
John Hancock
Lincoln National
MassMutual
Mutual of Omaha
NorthAmerican
Nationwide
OneAmerica
Pacific Life
Principal
Protective
Prudential
Securian
Symetra
A WIDE SELECTION OF CARRIER PARTNERS MEANS MORE OPTIONS AND CHOICES
THE
PROVEN
PROCESS
We Succeed Together
Because every client has unique needs and goals, we approach each case design with critical eyes. We are learning, listening and evaluating current holdings to ensure we deliver the best solutions for your client. Plus we offer ongoing review of products to make sure investments are serving as expected. This five step process helps ensure all decision critical factor are addressed in a time tested method:
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Introduction
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Discovery
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Plan Design
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Implementation
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Maintenance
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Equally important to the initial design, we can help monitor the implemented program and products to ensure the plan continues to deliver solutions in changing economies and personal circumstances.
